Posts Tagged ‘Health Care’

What Congress is trying to do on the Health Care bills, is against the law

Friday, September 25th, 2009

Congress is trying to break the law and some members such as Senator Kerry are so arrogant, that he had the balls to say “that there was no reason to post the bill on line since most Americans would not understand it.” Come on, while I admit I am not the smartest guy in the world, we do live in a time that we can Google the big words, or for those of us who still use the dictionary we can look them up that way.
Of course I am talking about the health care bill currently in the senate as well as H.R. 3200. Here is what a Constitutional Law Instructor has written;

Well, I have done it! I have read the entire text of proposed House Bill 3200: The Affordable Health Care Choices Act of 2009. I studied it with particular emphasis from my area of expertise, constitutional law. I was frankly concerned that parts of the proposed law that were being discussed might be unconstitutional. What I found was far worse than what I had heard or expected.

To begin with, much of what has been said about the law and its implications is in fact true, despite what the Democrats and the media are saying. The law does provide for rationing of health care, particularly where senior citizens and other classes of citizens are involved, free health care for illegal immigrants, free abortion services, and probably forced participation in abortions by members of the medical profession.

The Bill will also eventually force private insurance companies out of business and put everyone into a government run system. All decisions about personal health care will ultimately be made by federal bureaucrats and most of them will not be health care professionals. Hospital admissions, payments to physicians, and allocations of necessary medical devices will be strictly controlled.

However, as scary as all of that is, it just scratches the surface. In fact, I have concluded that this legislation really has no intention of providing affordable health care choices. Instead it is a convenient cover for the most massive transfer of power to the Executive Branch of government that has ever occurred, or even been contemplated. If this law or a similar one is adopted, major portions of the Constitution of the United States will effectively have been destroyed.

The first thing to go will be the masterfully crafted balance of power between the Executive, Legislative, and Judicial branches of the U.S. Government. The Congress will be transferring to the Obama Administration authority in a number of different areas over the lives of the American people and the businesses they own. The irony is that the Congress doesn’t have any authority to legislate in most of those areas to begin with. I defy anyone to read the text of the U.S. Constitution and find any authority granted to the members of Congress to regulate health care.

This legislation also provides for access by the appointees of the Obama administration (and all theses that come hereafter) of all of your personal healthcare information, your personal financial information, and the information of your employer, physician, and hospital. All of this is a direct violation of the specific provisions of the 4th Amendment to the Constitution protecting against unreasonable searches and seizures. You can also forget about the right to privacy. That will have been legislated into oblivion regardless of what the 3rd and 4th Amendments may provide.

If you decide not to have healthcare insurance or if you have private insurance that is not deemed “acceptable” to the “Health Choices Administrator” appointed by Obama there will be a tax imposed on you. It is called a “tax” instead of a fine because of the intent to avoid application of the due process clause of the 5th Amendment. However, that doesn’t work because since there is nothing in the law that allows you to contest or appeal the imposition of the tax, it is definitely depriving someone of property without the “due process of law.

So, there are three of those pesky amendments that the far left hate so much out of the original ten in the Bill of Rights that are effectively nullified by this law. It doesn’t stop there though. The 9th Amendment that provides: “The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people;” The 10th Amendment states: “The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are preserved to the States respectively, or to the people.”

Under the provisions of this piece of Congressional handiwork neither the people nor the states are going to have any rights or powers at all in many areas that once were theirs to control. I could write many more pages about this legislation, but I think you get the idea.

This is not about health care; it is about seizing power and limiting rights. Article 6 of the Constitution requires the members of both houses of Congress to “be bound by oath or affirmation” to support the Constitution. If I was a member of Congress I would not be able to vote for this legislation or anything like it without feeling I was violating that sacred oath or affirmation. If I voted for it anyway I would hope the American people would hold me accountable. For those who might doubt the nature of this threat I suggest they consult the source. Here is a link to the Constitution: http://www.archives.gov/exhibits/charters/constitution_transcript.html And another to the Bill of Rights: http://www.archives.gov/exhibits/charters/bill_of_rights_transcript.html There you can see exactly what we are about to have taken from us. And that we will NEVER get back!!!!
Michael Connelly
Retired attorney,
Constitutional Law Instructor
Carrollton, Texas
mrobertc@hotmail.com
Connelly’s web site

As you can see he sums it up pretty nicely, however he was not done, he makes a great point about Article 1 Section 9 ;

I will make one final point. Supporters of the health care legislation are claiming that Congress has the constitutional right under Article 1, Section 9 to make this massive power grab. That section of the Constitution states that Congress has the power to provide “…for the common Defense and general Welfare of the United States…”

This is circular reasoning on the part many liberals. The general welfare language is part of the body of the Constitution and James Madison, among others, considered it dangerously broad. That is one of the reasons for adopting the Bill of Rights. They were to limit what Congress could do under that clause. Now liberals are saying that the welfare clause takes precedence over the very amendments that limit it and it can be used to reduce rights under the amendments like the health care bills would do to the 9th and 10 th Amendments, among others. This means that Congress can do anything it wants by claiming it is for “the general welfare”; they could reinstitute slavery, abolish freedom of speech entirely, or take away a woman’s right to vote.

So what can we do? Call, write and email your elected officials you can find there information for contacting them at http://www.usa.gov/Contact/Elected.shtml

Or we can sit back and wait for the first case to go to the Supreme Court. Personally I would rather not wait, since Congress, not just the Democrats but the Republicans as well seem to have forgotten all about the Oath they took when being sworn in. Do we need health care reform? Sure we do, no sane person thinks we don’t. Except those who are making a killing from the industry. However the bills in Congress right now are not the way we need to achieve it.

For once why not try the K.I.S.S. method? Start slow 1 or 2 reforms at a time, that can be monitored so we can gauge how they are working, and modify or remove them till they are working. After that add a few more if needed…. This problem did not happen over night, nor should we expect to fix it all with one Bill.

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What’s in the Health Care bill from the Senate

Thursday, September 24th, 2009


On Tuesday during Committee markup, Senator Baucus told the Finance Committee staff to just read the HIGHLIGHTS of the bill being proposed when he realized consideration of all of them would take longer than his Friday deadline to vote his proposal out of committee. So forget about legislators reading the entire bill, Senator Baucus has determined that we don’t have time for committee STAFF to even read the bill!

Who really knows? Since Senator Baucus along with another 11 democrats voted no on the amendment to post the bill on line for 72 hours before voting on it. Why will he not allow it to be publish for all to read? What are the hiding? What is so bad about this bill that they don’t want us The American People to read?

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A letter to the President and members of Congress

Tuesday, September 22nd, 2009

I strongly urge you to oppose all existing bills, slow down, start over and focus on the solutions below that will not increase costs both direct and indirect to the American Taxpayer.

The current plan being discussed does not realistically address how the trillions of dollars to fund your plan will be paid for nor does it realistically address the indisputable fact that rationing will need to take place due to a shortage of Doctors and Nurses. Is there a reason you and our President have not guaranteed the American public that you will subject yourself to the same plan you wish to make all other tax paying Americans use? Congress’s plans do not keep employers from dumping staff into the government/co-op plan in order to save money. In fact, your plan does not guarantee many things other than Americans who do not carry insurance will be fined a minimum of $3800 per year. This is completely unacceptable.

Please focus on the following solutions to reduce health care cost for those currently insured and our fellow Americans that currently do not have health care insurance.

SOLUTIONS:

MEDICAL LAWSUITE REFORM – The practice of defensive medicine costs an estimated $100 billion-plus each year, according to the American Academy of Orthopedic Surgeons, which used a study by economists Daniel P. Kessler and Mark B. McClellan. No health reform is serious about reducing costs unless it reduces the costs of frivolous lawsuits.

REFUNDABLE TAX CREDITS – Low-income working Americans without health insurance should get help in buying private coverage through a refundable tax credit. Premiums paid by the self employed/insured should earn a tax credit at the same rate as they would get as if they were paying for it before taxes through an employer. This is preferable to building a separate, government-run/Co-op health-care plan.

INSURANCE REFORM – Congress should establish simple guidelines to make policies more portable, with more coverage for pre-existing conditions. Reinsurance, high-risk pools, and other mechanisms can reduce the dangers of adverse risk selection and the incentive to avoid covering the sick. Individuals should also be able to keep insurance as they change jobs or states.

POOLING FOR SMALL BUSINESSES, SELF EMPLOYED, AND OTHERS – All consumers should have equal opportunity to buy the lowest-cost, highest-quality insurance available. Individuals should benefit from the economies of scale currently available to those working for large employers. They should be free to purchase their health coverage without tax penalty through their employer, church, union, etc.

MODIFY THE ANNUAL “USE IT OR LOOSE IT” OF THE FLEXIBLE SPENDING ACCOUNT SO THAT IT ROLLS OVER AND IS REPORTING FRIENDLY.

EXPAND THE AVAILABILITY OF HEALTH SAVING ACCOUNTS.

In short, the Presidents and Congresses current plan and or any “triggered” Government Run Plan will make a bad situation worse, at great costs to the nation in jobs, taxes, and freedom.

I strongly urge you to kill all current bills and start over.

Sincerely,

Sent VIA Patriots for Responsible Government

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One question for President Obama about fraud (I have lots)

Thursday, September 10th, 2009

President Obama gave a speech last night (09-09-09) as most of you are aware.
In His speech he stated

The only thing this plan would eliminate is the hundreds of billions of dollars in waste and fraud, as well as unwarranted subsidies in Medicare that go to insurance companies

If we are aware of this waste and fraud, why are we not eliminating it right now?

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The Republicans do have a health care bill H.R. 3400

Friday, August 28th, 2009

The so called party of No does have a health care reform bill. After reading it, I think its much better then the Democrats plan. Keep in mind that H.R. 3400 still needs some work, but its a start in the right direction. I have underlined a few things that I really like.

1) Make the Purchase of Health Care Financially Feasible Using a Hybrid Tax Structure

Extends the income tax deduction on health care premiums to those who purchase coverage in the non- group/individual market (above the line deduction)
Deduction is capped to allow for a deduction up to the average value of the national health exclusion for Employer Sponsored Insurance (family/ singles) grown at inflation
Provides low-income tax credit for premiums on a sliding scale phased out based on income
Credit based on average health care insurance costs across the U.S. Credit offered is $2,000 individual/$4,000 joint/$5,000 family
Advanceable/Refundable
Full credit for individuals and families up to 200% FPL
Phased out credit from 200%-300% FPL
Allows individuals the choice to opt out of Federal benefits (including Medicare with the ability to retain SS benefits), FEHBP and employer subsidized group health plan and instead receive the credit to buy private health insurance
Limitations on federal funds being used for abortion funding
Must be a legal permanent resident or citizen of the United States

2) Protect Employer Sponsored Insurance

Allows for an employer to auto-enroll employees with an opt-out
Small business tax incentives for adoption
Requires employers to disclose on the W2 Form the annual amount the employer spends on the employee’s premium

3) Portability and Choice

Gives patients the power to own and control their health care plan
Allows for a defined contribution and gives employers more flexibility in benefits

4) Improvements in the Individual Market

Pooling Mechanisms:
Small Business Health Fairness – AHPs (H.R. 2607 – Johnson)
Individual Membership Accounts (H.R. 3218 – Shadegg)
allows individuals to shop for insurance across state lines (H.R. 3217 – Shadegg)
Trigger: An individual in a state may only shop across state lines if one’s state premium exceeds 10% above the national average, starting no sooner than two years after date of enactment

5) Ensuring Coverage for Those with Pre-Existing Conditions or High Health Care Needs
High Risk Pool/Reinsurance Pools
Increased Federal block grant for functioning, qualified pools
Incentives: states will not receive credits unless they establish a pool

6) Medical Liability Reform

Caps on non-economic damages (H.R.1086 – Gingrey)
Health Courts
Affirmative defense through provider established best practice measures
No presumption of negligence if a participating physician does not adhere to the guidelines

7) Reforming Medicare Physician Payments

Rebases SGR and establishes two separate conversion factors (baskets), one for primary care and one for all other services
Removes physician administered drugs from the formula

8) Incentives for Providers
Primary care physicians:
help with loan repayment up to $50,000 after 5 years of practice
All physicians:
Creates a new Health Professional Student Loan (HPSL) program for medical schools with deferment of payments until after full residency and any fellowship training program
ER physicians:
Allows for a deduction for uncompensated care

9) Quality

Comparative Effectiveness Research Program Improvements
Nothing the Federal Coordinating Council for Comparative Effectiveness Research (FCCCER) suggests can be finalized unless done in consultation with and approved by medical specialty societies
HHS/CMS cannot base coverage decisions or deny care based on FCCCER data
Establishment of performance-based quality measures endorsed by the Physician Consortium for Performance Improvement (PCPI) and physician specialty organization
Ensures the definition of quality is not ceded to the government

10) Safety-Net Reforms

tates must cover 90% of SCHIP eligible individuals below 200% FPL first before they can expand current eligibility levels (H.R.3176 – Barton/Deal)
Medicaid/SCHIP voucher to purchase private insurance (H.R.3176 – Barton/Deal)
Unspent money refunded based in state/federal share unless enrollee in an HSA
Requires States to now include pathways for premium assistance for employer sponsored insurance as part of the State plan (H.R.3176 – Barton/Deal)
Incentivizes providers to work in Community Health Centers and emergency areas
Cover “volunteer” practitioners in community health centers and in emergency areas under the Federal Tort Claims Act (FTCA) to promote “Good Samaritan” care

11) Transparency and Insurance Reform Measures

Requirements for insurance receipt and response to requests for claim information under certain group plans to enable employers to make better coverage and cost determination for employees
Health Plan and Provider Portal Website
Provides information on insurance plans and providers rather than acting as a purchasing mechanism
Federal government’s role: standardize forms / information / metrics
Additional measures to be included as determined by the Secretary and appropriate stakeholders (risk adjusted outcomes, satisfaction)
Federal incentives for uptake and implementation

12) Wellness and Prevention

Self responsibility – allow for employers to offer discounts for healthy habits
HSA clarification for the treatment of capitated primary care payments as amounts paid for medical care (H.R. 2520 – Ryan)

13) Offsets

Savings from health care efficiencies and coverage
Reduce DSH Medicare and Medicaid payments in response to coverage expansion
Waste, fraud, and abuse (fund OIG, Health Care Fraud and Abuse Control Program (HCFAC), strengthen Medicare provider enrollment standards and safeguards, etc.)
Reinstate the Medicare Trigger
SCHIP / Medicaid (voucher / recapture of excess funds)
Medical liability reform – reduce defensive medicine
Interstate shopping
Enforces discretionary spending limits
Repeals unspent stimulus funding

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Health Care bill, what’s in it?

Saturday, August 8th, 2009

For example, if you are a large employer unable to provide health insurance for your employees, then the bill imposes a ten percent tax, up to $500,000, hardly an expropriation that will drive job creation.

For small employers who fail to provide health care, H.R. 3200 imposes a $100 a-day penalty “for each day in the period beginning on the date such failure first occurs and ending on that date such failure is corrected.” If an employer failed to cover two employers for three months, the total cost would be $18,200. So much for only soaking the rich in our era of hope, change and new politics.

Congress does not stop with employers alone; the bill also provides mandates for employees and individuals. If you fail to get government-approved health care, then you are taxed. If you fail to get health care at all due to any reason, then the government imposes a penalty. This will specifically hit many young, healthy individuals who have heretofore chosen to postpone insurance in favor of other personal budget priorities.

The bill imposes a tax equal to 2.5 percent of a taxpayer’s modified adjusted gross income. A middle-class taxpayer with a modified adjusted gross income of $60,000 would pay Uncle Sam $1,500. This amount is not enough to purchase private health insurance, but it is enough to break a family budget.

New taxes on employers, employees and individuals who fail to find government-approved health care should be more than enough to put a grin on the faces of even the most ardent liberal. But the worst part of the bill, if passed, will raise top marginal tax rates well above 50 percent.

While H.R. 3200 contains many “revenue enhancers” (tax hikes), Congress had to at least pretend it could conjure the money necessary to pay for the bill’s $1 trillion price tag. So, Congress chose the “soak the rich” approach to health care reform.

The bill imposes surcharges (new taxes) on high-tax-bracket individuals, who, more often than not, are actually small businesses. For those making $350,000 or more, the bill imposes a 1 percent tax on adjusted gross income. If your income exceeds $500,000, the bill tacks on 1.5 percent to your tax bill, and for those who make more than $1 million, the bill imposes a surtax of 5.4 percent.

And now Congress is currently debating a budgetary circuit breaker that would double those surtaxes if cost-savings are not realized. Since neither the Congressional Budget Office nor Congress’ Joint Economic Committee expects costs savings to be realized, then some earners could see a 10.8 percent surtax. The total tab for some taxpayers: an income tax bill over 60 percent, the highest in the world.

Taxpayers rich and poor can expect to take a hit to the quality of their care, in addition to their paychecks. As Representative Tom Price (R-GA) noted, “[A] government-run plan would result in 119 million Americans being crowded out of their current personal plans and enrolled in a bureaucratic, government-run program. After all, when the government enters the ring as both competitor and referee, the other guy gets knocked out.”

If H.R. 3200 passes, look for taxpayers to receive both a shock to quality health care and a shot to their wallets.

In sum, for taxpayers hoping that the new administration would leave their tax bill alone and only go after high-earners, the health care bill is a sober reminder that Washington is an equal opportunity wealth-destroyer.

CFIF

With all of that listed above, President Obama and the Democratic party still wish to act like We the People are being set up by the right at the town hall meetings. The arrogance of our Elected Officials is scary. Having mailed, called and emailed my Representatives, and after reading their response I am ashamed of them. They seem to think that We the People will bend over and take whatever they wish to impose on us.

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Health Care (I had to repost this, Great Take on the entire nightmare)

Friday, August 7th, 2009

The expansion of health insurance and government entitlements created “free money” and thus the explosion of healthcare costs. The solution is simple and “impossible”: we all pay cash.

Here’s why healthcare (a.k.a. sick-care) costs cannot be reduced; the entire system is based on vast pools of “free money.” The corporate-America or union/government employee who goes to the doctor pays a few dollars for a visit and drugs; the “real cost” is of no concern. Ditto the “real costs” charged to Medicare and Medicaid.

The link between the “consumer” of healthcare and the provider has been broken for decades. There is no “free market” in healthcare–there isn’t any market at all. We live in a Kafka-esque nightmare system in which “some are more equal than others” and hundreds of thousands of dollars are lavished on worthless tests, procedures and medications for two reasons:

1. Because there’s “free money” to pay the bills

2. So-called “defensive medicine” in which worthless tests are administered to stave off random (sometimes valid, sometimes nuisance) malpractice lawsuits.

Having a baby cost $30, which is today’s dollars is $244. A private deluxe room cost $23 or $187 in today’s dollars. According to the Bureau of Labor Statistic’s inflation calculator, $1 in 1952 is $8.14 in 2009 dollars.

What does it cost to have a baby now? $10,000? Or is it $25,000? Who even knows?

I know all the reasons why “costs had to skyrocket”: we’re getting so much better care now, right? Actually, as measured by death rates and any other metric you want to select, there is simply no way to justify a 40-fold increase (or is it 100-fold?) in medical care costs. The returns on all the “miracles of modern medicine” are in fact exceedingly marginal– but nobody wants to talk about that.

In 1952, if something awful happened and a patient died, here was the response: “We’re very sorry.” Families weren’t outraged; they expected people to die and interventions were not expected to be miraculous every single time. Doctor Kildaire and all his imitators on TV had not brainwashed the public into reckoning that if someone died, a mistake had been made. They also hadn’t been brainwashed by the mental disorder known as “the American Legal System” into thinking that in every possible circumstance in life, there is liability, and the only question is where to pin it for the big bucks jackpot.

Stories about people suing doctors and hospitals for 5 times the value of a house ($1 million in today’s money would have been $120,000 in 1952, when you could buy a nice house for $20,000) simply did not exist in the 1950s. The cultural mindset that someone somewhere must be at fault and it’s a “right” to go after them did not exist. Since insurance was limited, there was no “free money jackpot” to go after, either.

I know you’re probably outraged at the suggestion that “modern safety nets” of insurance and entitlements are the cause of our ills, but follow this idea through:

With no insurance or government program to bill vast sums, then every clinic, doctor and hospital in the U.S. would instantly go broke. Someone would pick up the pieces for $1 or whatever the auction price happened to be and start charging people $50 for a visit to the doctor–not a “co-pay” which was accompanied by a bill for $500 or $1,500 or $15,000 to an insurance company or the government, but $50 cash–that would be the total cost. People might decide they did not need to see the doctor every time they got the sniffles. They might ask the doctor if an MRI was really going to help diagnose their problem or if it was gilding the lily.

Full Story By Charles Hugh Smith

After reading this I sat and thought about it for a while, Charles hit the nail on the head. The solution is so simple that no one wants to look at it.Not Congress, not the insurance companies, and not Doctors. However I have a strong suspicion that most Doctors would be all for this.

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Lets slow down the Health Care Bill

Friday, July 17th, 2009

No one deny’s that we need to fix our Health Care system, there are things that we can do better on. There maybe things that we don’t need. However allowing Congress to rush a bill through because of a deadline set by the Speaker Or the Majority leader in the Senate is insane. We all saw what happened with the stimulus bill, how few in Congress even read the entire bill. The results it has produced so far have been slight. Some say that it hurt us more then it has helped us. Do we really want to rush Health Care reform ? Health care accounts for one-sixth of our nation’s economy, yet they are trying to rush this bill. If done wrong, it could further sink our economy.

I am not a fan of the Federal Government getting involved in health care, however I do see some of the waste we have in our current system. Lets allow those who know the system time to offer up solutions to the problems, instead of rushing a bill through, just so they can say they did something.

I urge you all to write, call, email and fax your elected Members of Congress and tell them to slow down, and get this bill right. If you need the information to contact them You can click here

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Don’t let the media do it again

Wednesday, July 15th, 2009

Please lets stay focused on the real issues, the war, health care bills, and cap-n-trade. Don’t let the media pull another fast one, with the death of MJ and now with more bs coming out of the capitol about the CIA and VP Dick Cheney. Lets focus on the big picture. We can’t afford the health care bill, nor can we afford the cap-n-trade bill. Both are bad bills that only drive up the cost for your average citizen.

Most of the media is controlled by those who push President Obama’s agenda, a socialist America. Please call your elected officials and tell them no on both counts. We are all struggling one way or another to make ends meet, yet Congress and President Obama seem to think that they can get more from us. Lets not be fooled by any of these bills. When was the last time a law this size was passed that worked out good for the Middle Class? Don’t buy into the line of “we are only going to tax the rich” you know its a lie, and they know its a lie. It is a nice sound bite.

Anyone of us who have children owe it to them to stand up and be counted. Enough is enough, we are already spending their money, and now we are working on spending their kids money.

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Health Care-Socialized Medicine

Friday, July 3rd, 2009

I am not sure who first wrote this, however it has been passed around a few times, and I wanted to make sure that it keeps going around. I even sent a letter containing this to my Senators, I can’t wait to hear back from them.

Historically the politicians in Washington pass programs that apply to American citizens but do not apply to themselves. I think that if this new plan is passed It should apply first to those that pass it. Whatever healthcare program is proposed and passed into law should apply to Congress, all federal judges, the President and all their corresponding staff .

If that pool isn’t large enough to achieve so called “efficiencies,” it can be expanded to all federal employees, all state and local elected officials, all state and local government employees and all public school and public university employees. There should be a three year pilot program with an extensive analysis of any and all cost savings that also includes an examination of the quality of care delivered.

The proposal is supposedly voluntary. The feds will subsidize a federally owned health insurance program that the private sector will not be able to compete with. So before we tear down or undermine our current system compliments of the U.S. taxpayer a pilot program is the way to go. The United States of America despite having a high level of engagement in high risk activities and lifestyles (i.e. smoking, etc.), has one of the higher life expectancy rates and the highest quality health delivery system. Let the politicians who want to tear this system down step-up to the plate and be first in-line for a pilot project testing a new system. Let the ruling class be the first to volunteer for their own program.

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